New Healthcare Project
SUCCESS STORIES FROM OUR COMMUNITY SAVINGS AND CREDIT GROUPS (CSCGS)
Matuga Jino, a 40-year-old father of six previously lived without a stable source of income or involvement in any community group. He depended on irregular earnings that were insufficient to meet his family’s basic needs, and he lacked both the direction and confidence to improve his household’s wellbeing.
In January 2025, he joined Aliodrozu CSCG called “Chase Poverty Out”.
Following group training, Matuga accessed a loan of UGX 250,000 from the group and established a small general merchandise shop. He now earns approximately UGX 25,000 per day (about UGX 650,000 per month), significantly improving his household income.
Joyce Dousa is a 32-year-old South Sudanese refugee, mother of 3, and widow living in Rhino Camp Refugee Settlement. In 2017, she lost her husband during the conflict in South Sudan and fled to Uganda with her children in search of safety. As the sole provider, she faced significant challenges in meeting basic household needs such as food, education, and healthcare.
She joined the Destiny CSCG. Through financial literacy and business management training, Joyce gained the skills and confidence to pursue an income-generating activity. In 2025, she accessed a loan of UGX 300,000 from her group and invested in leasing one acre of land to cultivate cassava. Her efforts yielded positive results, and in 2026, she harvested 11 sacks of cassava. She has already sold part of the produce, earning UGX 540,000, while reserving some for household consumption and continuing to sell the remainder. She expects to earn over UGX 1,000,000 in total.
Joyce is now better positioned to provide for her children and plan for their future. Her journey demonstrates how access to savings, credit, and practical skills can empower refugee women to rebuild their livelihoods, enhance food security, and achieve greater self- reliance/
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Juru Peresi, a South Sudanese refugee, fled conflict in 2016 and settled in Mijale with her family, where she struggled to meet basic needs due to limited income opportunities. She joined the Sadia CSCG, which helped her build financial discipline, confidence, and a pathway toward self-reliance through regular savings.
In 2024, Juru saved UGX 850,000 through the group and invested UGX 400,000 in a poultry business. Despite some losses, the surviving birds generated steady income through egg production.
In 2025, she sold the birds for UGX 1,600,000 and, together with UGX 1,560,000 from her savings, reinvested in a paste grinding machine worth UGX 4,000,000. This business responded to strong local demand and now provides her with a reliable source of income, enabling her to support her family and continue saving.
Juru’s progress demonstrates how participation in CSCGs can empower refugee women to transition from vulnerability to economic independence through savings and strategic investment. She now plans to save to build a permanent home for her family in 2026.
